Headaches with Cards

Nowadays, there are many problems related to plastic money that affect people without distinguishing gender or age. Namely credit cards and debit cards are those that present issues. These situations occur after a couple of weeks or even days of acquiring the card. As a result of those problems you will be involved in debts and products that you have to pay. That is why you must be careful with your words.

Loads of people have to pay these debts because they never find the company that offered that item to them. But how happen this? Well, as of the moment you take out your credit card you can use it and buy whatever you want until it is possible. However the real problem it is when someone calls you passing itself off as the company of the credit card and you believe what they say and you give information with confidence to them but at the end it is a lie. After that, they use that information that you gave to steal you through supposed buys or travel chances.

In addition, when you realize that it is not a real buy and you are sure that you did not acquire or request that product you have to defend yourself. Then, you send a letter to them explaining what happened and, of course, you will not pay that debt. However, they will answer telling you that they have a phone call recording where you accept the item or product. That is when you start doubting and augmenting your scare.

Fortunately, there is an establishment which watches out all enterprises so that they act rightly without breaching costumers' rights, this entity is called SuperIntendencia de Industria y comercio. So, a letter is sent to this entity, but you have to follow a strict letter format, otherwise they will not help you. Thank God, they can give people the way how to do it. After sending the letter you have to wait more than two weeks for a response. When you get the response, it is said that your letter is going to be reviewed. After a month, you receive the much desired answer, but it just says that the phone call was true and you have to pay it.

So, you have lost your time and you have to pay more due to the interests of the debt. Finally, there is no choice, when you pay, all that headache it ends up. After that, you abandon that company and all your trouble disappear.

To sum up, it is better not to get a credit card, unless that you need it. Also, if you have just gotten one do not share your information and less the credit card data. That’s the way they steal you. No cards, no money problems.